From Our Partners

Buying a home is a big deal, and who you choose to help you through the process makes all of the difference. The right mortgage company will save you time, money, and heartache. City Creek Mortgage has been helping Utah families save thousands of dollars when buying and refinancing their homes for over 24 years while earning thousands of 5-Star Google reviews.

What many people don’t know is that you can (and should) shop around for a mortgage. When shopping for a car or household appliances, you research the product, check out the various retailers, compare prices, and read reviews– all in an effort to save money. So why wouldn’t you do the same with a home loan? 

City Creek Mortgage’s goal is to make it easier than ever to shop for your mortgage and has developed an online suite of free and easy-to-use tools that allow you to compare other lenders’ rates and fees with City Creek’s.

“With our tools, you can get a real-time rate quote in less than 30 seconds, without giving us your contact information. We are confident in our rates, and believe if you like what you see, you’ll choose City Creek.”

After 24 years, the City Creek Mortgage belief is the same: hardworking people have more important things to spend their money on than an overpriced mortgage. Experience the luxury of a seamless, thoroughly communicated mortgage experience, and expect to save money with City Creek Mortgage.

Q&A

What does using a salary-based loan officer mean to me? 

“Choosing a salary-based loan officer ensures that you are not being overcharged by a loan officer whose paycheck is dependent on how much they can charge you. You are working with someone who is paid to give you the best advice and save you money.”

What sets City Creek Mortgage apart from other lenders?

“We are locally and family-owned so we proudly stand behind every transaction. We check in with you throughout the process and if for any reason you are dissatisfied with your experience, you will hear from one of us to find out how we can make it right before you close. We believe that if you provide a fair price and an excellent experience, people will come back for their future needs and they will bring their family & friends with them. This is how we’ve built City Creek Mortgage.”

Why do other mortgage companies hide their rates? 

“The sad reality is that it’s because many in the industry make more money when they keep you in the dark. They will ‘It’s Complicated’ their way out of questions regarding loan costs, requiring you to fill out an application and pull credit. We believe this approach is wrong. Before you give any information, visit City Creek’s website to get a 30-second rate quote for a fully transparent cost assessment.” 

City Creek Mortgage

11910 S. State St., Draper
citycreekmortgage.com 
801-501-7950

Equal Housing Lender
NMLS #85855, #79053, #137701

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For the past 13 years, Dr. Daniel Ward, MD has been “Improving Lives by Inspiring Confidence” in his facial surgery practice and at Form Derm Spas, which just celebrated its sixth anniversary.

While Dr. Ward has cultivated an impressive reputation as a surgeon, the mission of Form Derm Spa is to extend that surgical-quality service into the non-surgical realm, where Dr. Ward is considered one of the worlds’ experts. The Ward MD team is committed to improving lives, both of their clients and their team members.

For customer relationships, quality looks like excellence in the craft, and integrity that shows in consultations. 

“If we do not think that we can provide that service then we do not agree to perform the procedure,” says Dr. Ward. “The treatments that we perform are all medical grade and we believe that the medical aesthetics industry is marred by those who make promises of incredible results with treatments that do not deliver. We are trying to change that practice. We believe we can do better!”

Dr. Ward also believes in building confidence and positivity in the lives of team members. “This commitment to each other translates into an amazing experience for our clients.” Each team member is required to spend 10% of their week on personal education, training, and professional development. This company is committed to developing the skills of each team member, from new techniques, to time management, to something as simple as meditation.”

For a self-improvement experience rooted in expertise and integrity, there is no higher quality experience than that which can be obtained with Ward MD or Form Derm Spas.

“Our goal is to improve lives. We do that by helping people look and subsequently feel their very best” explains Dr. Ward. “Our most common procedures include rhinoplasty, facelift and eyelid rejuvenation, hair restoration, laser treatments for wrinkles and pigmentation, and more. I am also proud that my team is considered a leading expert in procedures such as filler and Botox. It is fun to be the standard that others in the community and across the country look to for expertise and advice.”

Q&A

How regulated are these treatments?

“Aesthetics treatments are not tightly regulated by the state. These do qualify as medical treatments, but they can be administered by a wide variety of personnel in the healthcare industry. They aren’t all physicians—even if they call themselves ‘doctor.’”

What should I look for when selecting a surgery team?

“First and foremost, make sure you like the surgeon and the team. You want to find providers who’ll help you achieve your goal and navigate any potential complications down the road. Second, when looking for a facial plastic surgeon, verify that the provider is board certified either in 

general plastic surgery, or specifically in facial plastic surgery. There are no other board certifications in the plastics field. Finally, find a practice or med spa that frequently performs the treatments you are interested in. Keep in mind the phrase, ‘jack of all trades, master of none,’ You do not want to receive treatment from someone who isn’t well-practiced.”

What are the latest trends in surgery?

“Surgical procedures are making a  comeback. While our non-surgical options are fantastic, many patients find that surgery gives a more impressive and long-lasting result, as well as that non-surgical procedures can have a longer recovery time than surgical procedures. Many patients would rather go under the knife if it means a better result—especially if there is less recovery.”

Form Derm Spa

CITY CREEK
50 South Main St. #130C, Salt Lake City

COTTONWOOD
6322 South 3000 East, Salt Lake City

MOUNTAIN VIEW VILLAGE
4531 West Partridge Hill Ln., Riverton

801-513-3223 | Formdermspa.com

Formrxskincare.com | Wardmd.com

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